MVL/USDC Vault on Morpho

"Title: Pioneering Peer-to-Peer Lending in the DeFi Revolution" "Written by: Paul Veradittakit, Partner at Pantera Capital" Compiled by: Chris, Techub News Morpho is surpassing traditional protocols such as Compound and changing the DeFi landscape, showcasing the power of its innovative lending model. Initially using Morpho Optimizers for direct peer-to-peer credit limits, Morpho has now expanded to include Morpho Blue, which adopts a point-to-pool model that combines the best of both worlds to improve efficiency.

The first-generation DeFi with the first-mover advantage is still evolving.

In 2025, the market opportunities and challenges in the eyes of encryption VC. As the New Year’s bell is about to ring, the encryption industry is迎来新的发展节点. In 2024, the market has gone through recovery, innovation, and adjustment, with leading projects consolidating their positions and emerging tracks rising. As an industry barometer, VC has not only witnessed market changes but is also shaping the direction of the industry. Standing at the starting point of 2025, several top VCs shared their observations and thoughts on the encryption industry. They reviewed the highlights of the past year, analyzed current opportunities and challenges, and made predictions about future trends. Let us delve into the VC perspective and explore the past, present, and future of the encryption industry. The most impressive projects of 2024 In the past year, the encryption industry has welcomed a wave of growth driven by market recovery and technological innovation. From infrastructure upgrades to breakthroughs in emerging sectors, numerous projects have emerged, showcasing strong vitality and innovative potential. The founder of a certain organization pointed out

$SPK rose again by over 100% in a single day. I would like to take this opportunity to discuss the situation of Spark and the entire lending market: 1. Valuation: There have definitely been underestimations before, but this recent rise is likely due to high control of the market. Currently, the FDV (16 billion ) is already close to Morpho (19 billion ). Of course, the market cap is still relatively low, so rationally speaking, it's about the same. It could also rise further unexpectedly; the market has been quite light in terms of volatility, basically making it unpredictable. 2. Location and Development:

Stablecoin Yield Guide: In-Depth Analysis of 8 Types Recently, the performance of the crypto market has been mediocre, and conservative and stable returns have once again become a market hotspot. This article will explore this classic yet evergreen topic, combining years of investment experience and in-depth research in the stablecoin sector. The main categories of stablecoins in the current crypto market include: - USDT: Widely applicable, highest market share - Compliant 1:1 pegged stablecoins: such as USDC, etc. - Over-collateralized stablecoins: such as DAI, LUSD, etc. - Synthetic Asset stablecoin: such as USDe - US Treasury-backed RWA stablecoins: such as USD0, USDY - Algorithm stablecoin: has basically been disproven by the market - Non-US dollar stablecoin: limited impact The main models for obtaining stablecoin yields currently are: 1. Stablecoin Lending Lending is the most traditional financial revenue model, with profits coming from the interest paid by borrowers. Need to consider the balance.