@TreehouseFi is a decentralized fixed income DeFi platform providing profit solutions with DOR, tAssets, and tETH, reshaping financial standards on the blockchain.
What is Treehouse?
#Treehouse ($TREE ) is a decentralized fixed income platform (DeFi Fixed Income) that offers financial products based on cryptocurrency. Treehouse's mission is to provide transparent and sustainable profit solutions through blockchain technology, positioning itself as a prominent competitor in the highly competitive DeFi landscape.
The concept of fixed income refers to investments that generate stable and predictable returns over time. For example, if an investor lends $1,000 and receives $50 in interest annually for five years, that $50 is considered fixed income. Due to the predictability and risk management advantages, fixed income products are often seen as the backbone of a well-structured investment portfolio.
📌 Interest Rate and Yield Swap Solutions
Treehouse (TREE) aims to facilitate interest rate swaps, allowing the same asset to be traded across multiple platforms at equivalent prices, thereby eliminating inefficiencies in the cryptocurrency market. To achieve this, the platform introduces two core DeFi mechanisms:
tAssets: Tools for hedging and yield spread designed to optimize interest rates and manage risk.
DOR: A decentralized standard rate creation tool that provides standardized yield solutions and aggregates rates across the market.
These mechanisms are designed to address the fragmentation of liquidity in the DeFi ecosystem, allowing investors to achieve more reliable returns in a less volatile environment.
📌 tETH and Optimized Profit
One of the flagship products of Treehouse (TREE) is tETH, a tool designed to enhance profit strategies and optimize interest rate management. Users can stake liquidity token (LST) along with the underlying assets to earn profits.
These profits are composite in nature, combining the effective market yield (MEY) with the annual percentage yield (APY). By integrating the "risk-free interest rate" with the native staking rewards, tETH provides investors with a more effective way to maximize profits in volatile market conditions.
How Does Treehouse Work?
Treehouse (TREE) introduces two essential components — the Decentralized Oracle Rate (DOR) and Treehouse Assets (tAssets) — aimed at realizing the vision of creating fixed income products within the digital asset ecosystem. These tools provide a platform for standardized yield metrics and effectively manage rates in DeFi.
Decentralized Oracle rate (DOR)
The decentralized Oracle interest rate (DOR) is a framework for calculating interest rates based on blockchain developed by Treehouse (TREE). Similar to how traditional finance relies on LIBOR or SOFR as benchmarks, DOR standardizes fragmented interest rate levels across DeFi protocols, providing a single and reliable standard.
Unlike simple oracles or price feed sources, DOR leverages community-driven consensus mechanisms to aggregate shared data while maintaining transparency. The key participants in the DOR ecosystem include:
Operator: The system coordinator is responsible for publishing and maintaining standard data. For example, Treehouse serves as the first operator of DOR. Working Group Member: Organizations such as market makers or lending platforms provide specialized data or interest rate forecasts. Delegator: Users delegate assets to working group members and retain ownership while allowing trusted entities to present their data in DOR submissions. Reference User: Protocols or applications ( such as the DeFi lending market ) apply DOR as a reference for standardized pricing.
DOR generates daily market interest rate reports at fixed intervals for 1-day, 7-day, and 30-day maturities. The first benchmark curve of DOR is the Ethereum Treehouse Betting Rate (TESR), sourced from Ethereum betting markets. This benchmark curve provides a transparent benchmark curve, enabling the design of more predictable lending and borrowing products in DeFi.
✅ Treehouse assets (tAssets)
Treehouse Assets (tAssets) is the encoded representation of the liquidity staking token (LST). They are designed to eliminate fragmented yields and provide a unified yield optimization tool in DeFi. By participating, LST holders can earn yields through interest rate strategies while also receiving basic staking rewards.
To enhance security and minimize risks, tAssets are actively managed. The first version of tAssets is tETH, created to address the fragmentation of the Ethereum ecosystem and supported by Treehouse's Active Validation Service (AVS). This ensures stronger security while maximizing profit efficiency.
✅ tETH: The first Treehouse asset
tETH is the first tAsset launched by Treehouse (TREE), representing a liquidity staking token that combines Ethereum staking yields with advanced exchange rate strategies. It leverages Proof of Stake rewards (PoS) while providing access to broader DeFi applications.
As a core part of DOR, tETH provides the cryptocurrency market with a safe interest product that meets standards. By reallocating ETH or LST to lending and staking platforms, tETH balances borrowing and lending activities. This ensures that yields are consistently aligned with Ethereum's staking interest rates, while also enhancing market interest rate efficiency and improving APY through price spreads and interest rate swaps.
By democratizing access, tETH not only allows organizations but also individual investors to participate in interest strategies previously reserved for advanced market participants. This significantly strengthens investment opportunities in fixed-income bonds within the cryptocurrency space, laying the groundwork for a more predictable financial market built on blockchain.
The $TREE token is the governance and utility asset of the Treehouse ecosystem, designed to support their decentralized fixed income platform. In Treehouse Finance, TREE plays a central role in ensuring stability and promoting the growth of the ecosystem.
✏️ According to the white paper, the main use cases of TREE include:
Query Fee: Companies using DOR data for smart contracts, product development, or payments must pay a query fee in TREE, ensuring the efficiency and transparency of the data. Collateral of the Working Group: To ensure the accuracy and consistency of the submitted DOR data, members must stake TREE or tAssets to participate. Observation Rewards: Operators and validators will receive TREE when submitting accurate interest rate forecasts, enhancing the reliability of the DOR system. Governance: Holders can participate in protocol governance, influencing important ecosystem parameters and voting on proposals. DAO Funding: Treehouse DAO allocates TREE for ecosystem partnerships, product development, and research initiatives, promoting long-term sustainability.
TOKENOMICS TREE
The total supply of TREE is capped at 1 billion, allocated to community members, investors, the core team, and the DAO treasury. The allocation framework is designed to promote long-term participation, ecosystem growth, and sustainable incentives.
🔍 Detailed distribution:
Community Rewards – 20%: Encouraging long-term participation, staking, and governance activities. Strategic Investors – 17.5%: Allocated to strategic partners and early supporters, depending on the transfer schedule. Team Allocation – 12.5%: Allocated to the core development team according to a structured allocation plan. Treasury (DAO) – 12.5%: Managed by the DAO to develop the ecosystem and for strategic reserves. Community Airdrop – 10%: Distributed to early users and active contributors. Ecosystem Fund – 10%: Reserved to support developers, integrations, hackathons, and future initiatives. Core Contributors – 5%: Rewards for significant contributors outside of the core team. Exchanges and Partnerships – 3.75%: Used for liquidity incentives and exchange listings. Future Airdrop – 5.75%: Reserved for future community campaigns and initiatives post-launch. Liquidity Reserve – 3%: Maintained to ensure market health and support the liquidity team.
Prospects and Future Treehouse
Treehouse (TREE) is not just an ordinary DeFi token but also an experiment in financial infrastructure, recreating traditional benchmark interest rate systems on a decentralized blockchain platform.
The success of this vision heavily relies on the participation of users and TREE holders. As Treehouse expands to integrate with more types of assets and collaborates with additional protocols, its influence in DeFi and the broader financial ecosystem will continue to grow.
However, the main challenge for Treehouse (TREE) lies in executing this ambitious roadmap amid fierce competition while building a strong and sustainable user base. Overcoming this will determine the growth and long-term impact of the project.
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
What is Treehouse? Explanation about $TREE
@TreehouseFi is a decentralized fixed income DeFi platform providing profit solutions with DOR, tAssets, and tETH, reshaping financial standards on the blockchain. What is Treehouse? #Treehouse ($TREE ) is a decentralized fixed income platform (DeFi Fixed Income) that offers financial products based on cryptocurrency. Treehouse's mission is to provide transparent and sustainable profit solutions through blockchain technology, positioning itself as a prominent competitor in the highly competitive DeFi landscape. The concept of fixed income refers to investments that generate stable and predictable returns over time. For example, if an investor lends $1,000 and receives $50 in interest annually for five years, that $50 is considered fixed income. Due to the predictability and risk management advantages, fixed income products are often seen as the backbone of a well-structured investment portfolio. 📌 Interest Rate and Yield Swap Solutions Treehouse (TREE) aims to facilitate interest rate swaps, allowing the same asset to be traded across multiple platforms at equivalent prices, thereby eliminating inefficiencies in the cryptocurrency market. To achieve this, the platform introduces two core DeFi mechanisms: tAssets: Tools for hedging and yield spread designed to optimize interest rates and manage risk. DOR: A decentralized standard rate creation tool that provides standardized yield solutions and aggregates rates across the market. These mechanisms are designed to address the fragmentation of liquidity in the DeFi ecosystem, allowing investors to achieve more reliable returns in a less volatile environment. 📌 tETH and Optimized Profit One of the flagship products of Treehouse (TREE) is tETH, a tool designed to enhance profit strategies and optimize interest rate management. Users can stake liquidity token (LST) along with the underlying assets to earn profits. These profits are composite in nature, combining the effective market yield (MEY) with the annual percentage yield (APY). By integrating the "risk-free interest rate" with the native staking rewards, tETH provides investors with a more effective way to maximize profits in volatile market conditions. How Does Treehouse Work? Treehouse (TREE) introduces two essential components — the Decentralized Oracle Rate (DOR) and Treehouse Assets (tAssets) — aimed at realizing the vision of creating fixed income products within the digital asset ecosystem. These tools provide a platform for standardized yield metrics and effectively manage rates in DeFi.
Unlike simple oracles or price feed sources, DOR leverages community-driven consensus mechanisms to aggregate shared data while maintaining transparency. The key participants in the DOR ecosystem include: Operator: The system coordinator is responsible for publishing and maintaining standard data. For example, Treehouse serves as the first operator of DOR. Working Group Member: Organizations such as market makers or lending platforms provide specialized data or interest rate forecasts. Delegator: Users delegate assets to working group members and retain ownership while allowing trusted entities to present their data in DOR submissions. Reference User: Protocols or applications ( such as the DeFi lending market ) apply DOR as a reference for standardized pricing. DOR generates daily market interest rate reports at fixed intervals for 1-day, 7-day, and 30-day maturities. The first benchmark curve of DOR is the Ethereum Treehouse Betting Rate (TESR), sourced from Ethereum betting markets. This benchmark curve provides a transparent benchmark curve, enabling the design of more predictable lending and borrowing products in DeFi. ✅ Treehouse assets (tAssets) Treehouse Assets (tAssets) is the encoded representation of the liquidity staking token (LST). They are designed to eliminate fragmented yields and provide a unified yield optimization tool in DeFi. By participating, LST holders can earn yields through interest rate strategies while also receiving basic staking rewards.
To enhance security and minimize risks, tAssets are actively managed. The first version of tAssets is tETH, created to address the fragmentation of the Ethereum ecosystem and supported by Treehouse's Active Validation Service (AVS). This ensures stronger security while maximizing profit efficiency. ✅ tETH: The first Treehouse asset tETH is the first tAsset launched by Treehouse (TREE), representing a liquidity staking token that combines Ethereum staking yields with advanced exchange rate strategies. It leverages Proof of Stake rewards (PoS) while providing access to broader DeFi applications. As a core part of DOR, tETH provides the cryptocurrency market with a safe interest product that meets standards. By reallocating ETH or LST to lending and staking platforms, tETH balances borrowing and lending activities. This ensures that yields are consistently aligned with Ethereum's staking interest rates, while also enhancing market interest rate efficiency and improving APY through price spreads and interest rate swaps.
By democratizing access, tETH not only allows organizations but also individual investors to participate in interest strategies previously reserved for advanced market participants. This significantly strengthens investment opportunities in fixed-income bonds within the cryptocurrency space, laying the groundwork for a more predictable financial market built on blockchain. The $TREE token is the governance and utility asset of the Treehouse ecosystem, designed to support their decentralized fixed income platform. In Treehouse Finance, TREE plays a central role in ensuring stability and promoting the growth of the ecosystem. ✏️ According to the white paper, the main use cases of TREE include: Query Fee: Companies using DOR data for smart contracts, product development, or payments must pay a query fee in TREE, ensuring the efficiency and transparency of the data. Collateral of the Working Group: To ensure the accuracy and consistency of the submitted DOR data, members must stake TREE or tAssets to participate. Observation Rewards: Operators and validators will receive TREE when submitting accurate interest rate forecasts, enhancing the reliability of the DOR system. Governance: Holders can participate in protocol governance, influencing important ecosystem parameters and voting on proposals. DAO Funding: Treehouse DAO allocates TREE for ecosystem partnerships, product development, and research initiatives, promoting long-term sustainability. TOKENOMICS TREE The total supply of TREE is capped at 1 billion, allocated to community members, investors, the core team, and the DAO treasury. The allocation framework is designed to promote long-term participation, ecosystem growth, and sustainable incentives.
🔍 Detailed distribution: Community Rewards – 20%: Encouraging long-term participation, staking, and governance activities. Strategic Investors – 17.5%: Allocated to strategic partners and early supporters, depending on the transfer schedule. Team Allocation – 12.5%: Allocated to the core development team according to a structured allocation plan. Treasury (DAO) – 12.5%: Managed by the DAO to develop the ecosystem and for strategic reserves. Community Airdrop – 10%: Distributed to early users and active contributors. Ecosystem Fund – 10%: Reserved to support developers, integrations, hackathons, and future initiatives. Core Contributors – 5%: Rewards for significant contributors outside of the core team. Exchanges and Partnerships – 3.75%: Used for liquidity incentives and exchange listings. Future Airdrop – 5.75%: Reserved for future community campaigns and initiatives post-launch. Liquidity Reserve – 3%: Maintained to ensure market health and support the liquidity team. Prospects and Future Treehouse Treehouse (TREE) is not just an ordinary DeFi token but also an experiment in financial infrastructure, recreating traditional benchmark interest rate systems on a decentralized blockchain platform. The success of this vision heavily relies on the participation of users and TREE holders. As Treehouse expands to integrate with more types of assets and collaborates with additional protocols, its influence in DeFi and the broader financial ecosystem will continue to grow. However, the main challenge for Treehouse (TREE) lies in executing this ambitious roadmap amid fierce competition while building a strong and sustainable user base. Overcoming this will determine the growth and long-term impact of the project.