What is XRP? How to buy XRP?

XRP is the native cryptocurrency of the Ripple network, designed for efficient and low-cost cross-border payments. Unlike Bitcoin, which relies on mining, XRP uses a unique consensus mechanism (RPCA) to validate transactions through trusted nodes, allowing for settlement in just 5 seconds at a very low cost. It acts as a "bridge currency" in international payments, facilitating seamless exchanges between different fiat currencies, such as converting US dollars to Japanese yen, with XRP serving as an intermediary to avoid multiple clearing processes.

By July 2025, the market capitalization of XRP reached 127.18 billion USD, ranking it fourth among global cryptocurrencies, with a circulating supply of 58.5 billion coins (total supply of 100 billion coins). Its technological advantages have attracted over 300 financial institutions, including Santander Bank and American Express, to connect to RippleNet, making it a key hub for the integration of traditional finance and blockchain. ##How to Buy XRP on Gate Exchange? Gate, established in 2013, is a well-known exchange that has become the ideal platform for purchasing XRP due to its compliance and high liquidity. Its operational process is clear and convenient:

1. Registration and Verification: Visit the Gate official website, register an account, complete email verification and identity authentication to unlock fiat trading permissions.
2. Fund Deposit: Supports fiat currency (bank transfer, credit card) or cryptocurrency (USDT, BTC, etc.) deposits. Fiat currency must first be exchanged for USDT, and then purchased for XRP through spot trading.
3. Execute Transaction: On the "Trading" page, select the XRP/USDT trading pair, you can choose:

• Market Order: Executes immediately, suitable for quick positions;
• Limit Order: Set a target price (e.g., $2), buy when the price is triggered.

4. Asset Storage: It is recommended to store XRP on the Gate platform, which currently supports regular financial management for XRP. The annualized income in coin terms is 0.57%, allowing your idle XRP to earn money.

##XRP Price Prediction: Short-Term Fluctuations and Long-Term Growth Potential Coexist Driven by regulatory trends and market sentiment, XRP's price has shown significant volatility. In January 2025, its historical high reached $3.84, and after the SEC withdrew its lawsuit against Ripple in April, the price surged by 8% in a single day to $2.46. Currently (June 2025), the price hovers around $2.18, with the 50-day moving average ($2.29) forming a short-term resistance, and support levels in the $1.90 - $2.00 range. Analysts have divergent forecasts for the future:

• Year 2025: Conservative estimate range $1.50 - $3.94 (Cryptopolitan), optimistic model bullish up to $4.56 (Cryptomus);
• Year 2026: Driven by the integration of CBDC technology, the price may rise to 5.03 - 6.13 USD;
• Year 2030: If institutions adopt acceleration, it may break through $14.88, with a long-term target looking at $17.06 in 2031.

It should be noted that XRP is closely linked to Bitcoin's market trends, and halving events along with macroeconomic changes may trigger short-term corrections. ##XRP Project Future Outlook: Dual Engines of Regulatory Breakthrough and Ecological Expansion The core prospects of XRP hinge on two major forces: regulatory clarity and technological ecosystem upgrades. In April 2025, the SEC officially withdrew its lawsuit against Ripple, clarifying that XRP "programmatic sales do not constitute securities," removing long-standing compliance barriers and prompting exchanges like Coinbase to relist, leading to a surge in institutional capital inflow. On the technical side, XRPL introduced automated market makers (AMM) and smart contract functionality in 2025, supporting stablecoin issuance and RWA asset tokenization, significantly expanding application scenarios.

Ripple continues to drive ecological implementation, with its ODL (On-Demand Liquidity) network connected to Santander Bank and payment platform Tranglo, focusing on expanding the cross-border remittance market in Latin America and Southeast Asia. Potential catalysts include the XRP spot ETF application (such as the WisdomTree proposal, which has entered the SEC review stage) and the adoption of Treasury reserves by traditional financial institutions (such as Vivopower's allocation of $121 million XRP reserves). The challenges lie in the pressure from competitors (such as SWIFT and CBDC), as well as the risk of appeals that the SEC may pose regarding Ripple's institutional sales.

In the next decade, XRP will not only be a payment tool but will also become a key infrastructure connecting traditional finance and the DeFi ecosystem.

Author: Blog Team *This content does not constitute any offer, solicitation, or recommendation. You should always seek independent professional advice before making any investment decisions. *Please note that Gate may restrict or prohibit all or part of the services from restricted areas. Please read the user agreement for more information, link: