Financial technology is continuously evolving, and Huma Finance is leading a revolution in the DeFi credit system. Unlike traditional cryptocurrency collateral, Huma Finance focuses on real-world income streams.

The core of this innovative approach lies in transforming users' actual income sources into digital assets. Whether it is salary, invoices, or remittances, they can all be represented as trustworthy collateral on the blockchain. This initiative not only provides borrowers with more flexible financing options but also allows them to obtain credit support without having to sell existing assets.

For lenders, this model presents unprecedented opportunities. They can now directly derive profits from real-world payment flows, significantly reducing the risks associated with cryptocurrency price volatility in traditional Decentralized Finance.

Huma Finance's approach is far from being a speculative financial game. On the contrary, it represents a programmable financial model rooted in the real economy. This model has the potential to significantly enhance the inclusivity of global finance, providing more people with access to credit opportunities.

With the promotion of this innovative model, we may see the boundaries between Decentralized Finance and traditional finance gradually blur. Huma Finance's approach is not only a technological innovation but also a rethinking of the essence of finance, seamlessly integrating real-world economic activities with blockchain technology.

This method of converting actual income into on-chain assets may open up new opportunities for groups that find it difficult to obtain credit within the traditional financial system. At the same time, it also provides investors with a new and relatively stable source of income.

With the further development and improvement of this technology, we may see more innovative financial products and services emerge, further promoting the development of financial democratization and inclusive finance.