ChatGPT predicts: In 2026, BTC, XRP, and PI will experience astonishing pumps, with a significant surge in adoption rates among institutions and retail investors.

OpenAI's artificial intelligence model ChatGPT predicts that Bitcoin (BTC), Ripple (XRP), and Pi Network (PI) will experience a remarkable surge by the end of 2026, with a significant increase in adoption by institutions and retail investors, and Bitcoin could test the $200,000 mark.

Bitcoin (BTC): ChatGPT predicts testing $200,000 in early 2026

Despite the short-term pause in Bitcoin's pump, investor sentiment remains bullish, and ChatGPT predicts that the inflow momentum of new ETFs will continue to grow over the next 12 to 24 months.

Analysts confirm that the recent consolidation is healthy, as some traders and retail investors took profits after Bitcoin broke above 120,000.

According to them, the funds flowing into the spot Bitcoin ETF have net increased by more than 10 billion dollars for six consecutive weeks. This shows that institutional investors' interest has not weakened.

The model predicts that if capital inflows continue at this rate, the Bitcoin price forecast will remain bullish in the long term, and by early 2026, the asset could test $200,000.

Model predictions suggest that if sales pressure decreases and macroeconomic conditions remain favorable, the target could reach 1 million dollars by 2029.

ChatGPT suggests shortening the timeline of assets in Bitcoin price predictions, especially if it breaks 130,000 USD in the coming weeks.

Under the ongoing adoption worldwide and clear regulation, the selling price of BTC may sometimes exceed 1 million dollars between 2027 and 2028.

Ripple (XRP): ChatGPT believes the price will reach 6 dollars by 2026

ChatGPT's target is for the price range of XRP to reach between $3.5 and $6 by 2026. It estimates the likelihood of this occurring to be 55%, and points out that factors such as ongoing institutional inflows, stable legal and regulatory clarity, and the use of the XRP ledger in cross-border and CBDC settlements contribute to this outlook.

Interestingly, both the Google model and the ChatGPT model provided the same benchmark target, which is between 3.5 to 6 dollars. This convergence may imply a greater likelihood for XRP to reach this range by 2026.

Regarding the key price drivers, the Google model mentioned a stable regulatory environment, moderate institutional adoption, a stable cryptocurrency market, and the development of the XRP ledger.

The Google model explains: "Multiple analysts support this range, believing that by the end of 2025, XRP will stabilize around a low of about 3 dollars, and then by 2026, it is conservatively estimated to rise to around 5 to 6 dollars."

(Source: ChatGPT)

Pi Network (PI): ChatGPT predicts it could be between 0.70-1.40 USD by the end of 2026

As Pi Network continues to develop its closed mainnet and prepares for broader accessibility, expectations for its market debut are rising.

ChatGPT believes that with a user base of over tens of millions and a mobile-first approach to crypto mining, Pi is fundamentally different from traditional blockchain projects.

According to the AI analysis of ChatGPT, assuming the Pi coin project fully opens its mainnet, lists on mainstream exchanges, and demonstrates its practical utility through decentralized applications and payment methods, Pi coin is expected to rise with moderate momentum by 2026. In the baseline scenario, if the adoption rate continues to grow steadily and the Pi economy begins to take shape, the trading price of the token could be between $0.70 and $1.40 by the end of 2026.

In a more optimistic environment—such as widespread merchant adoption, significant partnerships, and the successful deployment of its ecosystem—Pi could rise to a range of $2.20 to $2.80 driven by speculative demand and strong community participation. Achieving this goal requires some important milestones, including the full rollout of KYC certification, increased developer activity, and integration with Web3 payment systems.

However, if regulatory barriers delay the exchange listing, or if the mainnet fails to provide utility beyond a closed-loop application environment, ChatGPT believes that Pi may remain within a more conservative range of $0.30 to $0.60, reflecting the lingering stagnation momentum or uncertainty of liquidity.

The development trajectory of Pi in 2026 largely depends on whether the project can establish a scalable open economy and convert its vast user base into active participants in an effective ecosystem. While price predictions remain speculative, ChatGPT's forecasts present a cautiously optimistic outlook, with key variables such as transparency, timing, and network utility playing a critical role in determining its value.