AgentFi: A New Paradigm for Stablecoin Yield

The yield strategies for stablecoins are becoming increasingly diverse, but users' attention and execution efficiency are limited. AgentFi, as a new paradigm of "AI + DeFi" integration, offers users an intelligent agent solution that requires no monitoring and automatically optimizes.

AgentFi differs from traditional DeFi or generalized DeFAI projects in that its core feature is: AI agents act as the main executors and decision carriers, making fully autonomous decisions and executing in a closed loop, rather than simply using AI as a decision support tool.

Currently, there are only a handful of AgentFi projects that truly focus on the Crypto native DeFi world. Through research and screening, we have conducted a simple classification and rating of the AgentFi projects available in the current market:

Stablecoin Yield Optimization:

• ARMA: ★★★★★
• Gamma: ★★★★☆

Strategy Portfolio/Liquidity Mining:

• Sommelier: ★★★★☆
• Perennial: ★★★★☆
• Elixir: ★★★☆☆

On-chain transaction execution type:

• Brahma: ★★★★☆
• Instadapp: ★★★★☆
• Pi Protocol: ★★★☆☆
• Odos: ★★★☆☆

Giza is a blockchain infrastructure project focused on building "Verifiable AI Agents," dedicated to promoting the emerging paradigm of Agent-native Finance. Giza proposes the groundbreaking concept of Xenocognitive Finance(, which introduces agents as a new type of interface in decentralized finance to address the cognitive bottleneck of human participants and reconstruct market intelligence and structure.

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ARMA) Autonomous Revenue Management Agent( is a stablecoin yield optimization smart agent launched by Giza, aimed at achieving automated yield maximization for users across protocols. It is currently deployed on the Base network and plans to expand to more Layer2 ecosystems, supporting mainstream lending protocols such as AAVE, Morpho, Compound, and Moonwell.

The main features of ARMA include:

• Intelligent Strategy Scheduling
• APR Optimization System
• Automatic Compound Interest Mechanism
• Smart Coin Exchange Logic

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ARMA ensures the safety of user funds and operations through a three-layer protection mechanism:

• Smart Account Security
• Access Control Mechanism
• Risk Management System

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The fee and revenue mechanism of ARMA is centered on user-friendliness and transparency efficiency, covering:

• Fee Structure: Charged based on earnings, only a 10% success fee on actual earnings generated.
• Reward Management: Automatic Collection, Unified Distribution
• Asset Management: No deposit and withdrawal fees, funds are returned in the original deposited tokens upon withdrawal.

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$GIZA is the native asset of the Giza Smart Agent Network, with instant utility and long-term value capture capability. Its key features include:

• Reasonable initial valuation
• Zero Unlock Start
• The product has been launched
• The use of the token is clear
• Incentives and security are intertwined
• Value Reflow Mechanism
• Community-oriented distribution
• Dual Staking Mechanism
• Time-weighted design
• Progressive Governance

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The Giza Points System, as one of the bases for future native incentive distribution, is open to users, developers, and community members.

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Currently, ARMA is in the high token subsidy phase of its launch period. Users who deposit stablecoin can earn a fixed annualized return of 15% in the first 3 months. Users with deposits up to $10M can also receive a proportional share of 1% of the total $GIZA token supply.

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Giza has built a growth flywheel driven by the utility of agents, protocol usage, token value, and ecological participation, propelling Giza to become a scalable and trustworthy Agent-native financial infrastructure.

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Overall, AgentFi, as the next stage paradigm of "AI + DeFi" integration, provides DeFi users with an intelligent agent solution that does not require constant monitoring and automatically optimizes processes. Giza, based on the concept of "cognitive dissonance finance", has pioneered the realization of a complete closed loop of AI strategies + non-custodial execution, making it one of the few AgentFi projects that combines deep conceptual insights with practical product utility. However, AgentFi is still in its very early stages, and user trust, execution stability, and token value capture mechanisms all require further market validation.

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